Legal Experts
V. JANARANJANI, B.B.A., B.L (Hons)
Founder & Managing Partner | Advocate (2017 – Present)
Advocate V. JanaranJani brings over nine years of comprehensive legal practice with specialization in banking, property, and financial recovery law. As the Founder and Managing Partner of VJR Associates – The Law Firm, she oversees the firm’s banking, civil, and documentation divisions, managing a professional team of advocates and trained paralegal staff.
She has represented several nationalized and private banks, including UCO Bank, Equitas Small Finance Bank, Chennai Central Co-operative Bank, and IndusInd Bank, in both litigation and documentation capacities. Her experience extends from property title verification and MODT processing to DRT and DRAT recovery proceedings.
Professional Experience
High Court & Tribunal Practice
Professional Skills & Strengths
She has represented several nationalized and private banks, including UCO Bank, Equitas Small Finance Bank, Chennai Central Co-operative Bank, and IndusInd Bank, in both litigation and documentation capacities. Her experience extends from property title verification and MODT processing to DRT and DRAT recovery proceedings.
Professional Experience
- Over 1,500 title verifications and legal opinions issued for banking clients.
- Supervised 300+ MODT cancellations and document collection assignments through TNREGINET.
- Appeared before DRT & DRAT in Chennai and Coimbatore, managing OAs, appeals, and settlement petitions under the Recovery of Debts and Bankruptcy Act, 1993.
- Drafted and reviewed hundreds of financial documents, including loan agreements, hypothecation deeds, and mortgage documents for secured and unsecured lending.
- Advised on SARFAESI proceedings, including possession, sale notices, and post-decree execution.
- Regularly interacts with bank recovery departments and law officers to ensure compliance and timely case updates.
- Assisted in internal audit and documentation training for junior legal officers and banking staff on compliance verification and legal risk identification.
High Court & Tribunal Practice
- Appears before the Madras High Court in civil and writ jurisdiction matters, property disputes, and appeals arising from tribunal orders.
- Expert in statutory interpretation, writ drafting, and appeal strategy, particularly for recovery-related cases.
- Appeared before the NGT (National Green Tribunal) in public interest and compliance litigation involving corporate clients.
Professional Skills & Strengths
- Deep understanding of property law, recovery mechanisms, and mortgage procedures.
- Proficient in TNREGINET operations, end-to-end online registration, and cancellation workflows.
- Excellent drafting skills for opinions, pleadings, and enforcement applications.
- Strong coordination with Sub-Registrar offices, Revenue authorities, and tribunal staff.
- Maintains strict adherence to deadlines, ensuring minimal turnaround time (TAT) in institutional assignments.